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Sip, Split, and Save:

Klarna Now Brewing at New Jersey Coffee School!

Good news for our coffee enthusiasts! New Jersey Coffee School is excited to announce that we now offer Klarna as a payment option. Klarna allows you to split your payments into four interest free installments, making it more flexible than ever to join and enhance your coffee skills.

Pay Later with Klarna App
4 interest-free installments
Split your purchases into 4 interest-free payments. Enter the credit or debit card of your choice for automatic payments every two weeks. No Credit and no fees when you pay on time.
Pay Later with Klarna App - Step1
1st Payment
Order Confirmation
Pay Later with Klarna App - Step 2
2st Payment
2 Weeks later
Pay Later with Klarna App - Step 3
3rd Payment
4 Weeks later
Pay Later with Klarna App - Step 4
4th Payment
6 Weeks later
Don’t forget to choose Klarna at the checkout to split your purchase into four manageable payments- for free!

FLEXIBLE PAYMENT PLANS

Pay in 4 Installments

Klarna offers 4 interest-free installments on your credit or debit card for orders of $1 – $2000*

Financing

Need longer terms? No problem! Klarna offers monthly financing starting at 0% APR** on $45 – $10,000 orders.

simple checkout
Simple Checkout
Checkout is easy, just select Klarna and get going.
Safe & Secure1
Safe & Secure
Klarna uses modern safeguards and security to protect your information.
You're In Control
You’re In Control
Pick a highly flexible financing option that works for you and your budget.
Instant Decision
Instant Decision
Checkout is easy, just select Klarna and get going.
Buy Now
Step 1: Select Klarna at Checkout

Select “Buy now, pay later with Klarna” as payment method and click “Complete Order”.

Pick a Plan
Step 2: Plan Details
Review eligible plan details and select the best option for you. Plan options include 4 interest-free installments or longer term financing.
Complete your application
Step 3: Application
Complete date of birth, last 4 of SSN, mobile (pre-billed) and click “Continue”. This will not impact your credit score.
Pay Later with Klarna App - terms & Apply
Step 4: Review Terms
Review the terms of the agreement and check the box to agree. Click “Agree and submit application”.
Pay Later with Klarna App
Step 5: Instant Decision
Receive an instant decision and be redirected to order confirmation page if approved.
*CA residents: Loans made or arranged pursuant to a California Finance Lenders Law License.
**Rate ranges from 0%-24.99% APR based on credit worthiness and subject to credit approval, resulting in, for example, a $1000 purchase might cost as low as $172.79 per month over 6 months at 12.49% APR. Minimum purchase of $35 required. 0% APR financing only available to qualified customers with excellent credit history. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank, member FDIC.
Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

1. What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 205,000 online stores and has more than 85 million users globally. Learn more.
Select 4 interest-free installments to split your purchase into four payments, charged every two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are sent – you can simply sit back, relax, and enjoy your purchase. View complete terms.

Payments are collected every other week from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login.

There are no upfront fees when you follow the payment schedule. If you fail to make a payment on time late fees may apply. Please review the product terms for applicable fees.
When you choose 4 interest-free installments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App for 24/7 chat.

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